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25 Pieces Of Advice About Money From Millennials You'll Wish You Knew Earlier

by Chelsi

Credit scores, savings, and investments, there's a science to all of it. The thing is, it might be too late before you get to know what to do in situations where you need money or need to handle it.

So it's best to start early if only you knew someone with enough experience to give you the right advice. Good thing the online world is filled with people sharing their experiences, especially professionals who learned the ropes.

Being an adult, or becoming one, they don't often teach you how to organize your finances, that's because most of the time, they don't know how themselves. There are also not a lot of corporations who would willingly divulge ways how to save up without it benefiting them.

You've got stuff to think about like loans and savings, plus a few more things needed to become financially stable. One mishap in decisions might cost you something you couldn't afford or time, so better to listen to legitimate people who've been there and done that.

From as early as taking out student loans and getting your debts done with minimum damage, there are ways to get around those. Look into financial advice like the ones on our list.

It’s great to have savings but it’s even better to let it grow without you lift a finger.

It’s great to have savings but it’s even better to let it grow without you lift a finger.brittanybethpaulson

Unless it’s absolutely necessary, try to only avail the financial aid you need and reject the extra you can cover.

Unless it’s absolutely necessary, try to only avail the financial aid you need and reject the extra you can cover.lkay09

Check outcredible alternative banking mediums you can try that can save you some money in the long run. Check outcredible alternative banking mediums you can try that can save you some money in the long run.

Check outcredible alternative banking mediums you can try that can save you some money in the long run. Check outcredible alternative banking mediums you can try that can save you some money in the long run.frygrrl

Always make sure you understand all the things the bank demands, especially those pesky hidden charges.

Always make sure you understand all the things the bank demands, especially those pesky hidden charges.asoibay823

There are jobs that would help pay for you education, if you’re lucky enough to get multiple opportunities, weigh out the benefits.

There are jobs that would help pay for you education, if you’re lucky enough to get multiple opportunities, weigh out the benefits.michaelo4df613fd3

If you’re thinking about starting things early, the Roth IRA sparks up a good deal. As soon as you turn 18 you can try investing for retirement. Taxed but tax free in the end.

If you’re thinking about starting things early, the Roth IRA sparks up a good deal. As soon as you turn 18 you can try investing for retirement. Taxed but tax free in the end.terryinaustin

There’s a startegy called the avalanche method, it helps you eliminate debts with the highest interest and pay everything off faster.

You can do the method in four steps:

  1. List out all of your debts from highest to lowest interest.
  2. Make sure to pay them regularly but pay extra for the one with the highest interest.
  3. When you get the first one with the highest interest paid, move on to the second one.
  4. Repeat until all your debts are paid.
There’s a startegy called the avalanche method, it helps you eliminate debts with the highest interest and pay everything off faster.zingingcutie23

If you scored a promotion at work make sure you let your bank know. They’ll likely raise your credit but it’s better if you don’t make use of it.

If you scored a promotion at work make sure you let your bank know. They’ll likely raise your credit but it’s better if you don’t make use of it.taylorw42f280661

Want to make sure you get your money’s worth? Use it the amount of times equivalent to the amount of price you bought it for. $1=1 use

Want to make sure you get your money’s worth? Use it the amount of times equivalent to the amount of price you bought it for. $1=1 usebaebumblebees

If an employer offered you a 401(k) match, take it. It’s basically free money but better if you have it in the form of retirement savings.

If an employer offered you a 401(k) match, take it. It’s basically free money but better if you have it in the form of retirement savings.caroliner4f34a2a95

Buy a good condition used car instead of a new one. Car insurances are more of a pain if you don’t own the vehicle and interest on payments can mess up your chances to get cheaper down payment for something else.

Buy a good condition used car instead of a new one. Car insurances are more of a pain if you don’t own the vehicle and interest on payments can mess up your chances to get cheaper down payment for something else.triplegoddess83

Someone shared the tip that their father gave. If you dont have the financial capacity to lend money, don’t.

Someone shared the tip that their father gave. If you dont have the financial capacity to lend money, don’t.cheerbear48

Choose a credit card with the best points and cash rewards and as much as you can, pay the entire bill.

Choose a credit card with the best points and cash rewards and as much as you can, pay the entire bill.myfirstnameisdanger

Student debt is something that cripples a lot of people’s financial capacity so if you’re about to take one, weigh every option you can that would benefit you in the long run.

Student debt is something that cripples a lot of people’s financial capacity so if you’re about to take one, weigh every option you can that would benefit you in the long run.mj2005

Need more money? There 3 strategies you you can mix up

Need more money? There 3 strategies you you can mix up12345678a

Do what works for you and combine if you can

Do what works for you and combine if you can12345678a

You can’t help the surprise most times when you have...

You can’t help the surprise most times when you have...kelciewigginhart

no option but to pay for everything you need, better to know these.

no option but to pay for everything you need, better to know these.kelciewigginhart

end of advice

end of advicekelciewigginhart

If there was an instance where you got your bills and you have no idea how that happened, it’s time to study the science behind them

If there was an instance where you got your bills and you have no idea how that happened, it’s time to study the science behind them12345678a

There’s a stigma about living at home but there are benefits you can reap in the long run as long as you pay your share as much as you can

There’s a stigma about living at home but there are benefits you can reap in the long run as long as you pay your share as much as you cansquish37

Keep things in the books. Get that deposit back.

Keep things in the books. Get that deposit back.winoheathen

It doesn’t matter if the college you get into isn’t well known. If you’re determined and the school isn’t bad, you should go for it

It doesn’t matter if the college you get into isn’t well known. If you’re determined and the school isn’t bad, you should go for itlawyerlady

The earlier the better. There are apps that could help you stay on top of your finances.

The earlier the better. There are apps that could help you stay on top of your finances.danh48

Saying no to outings sometimes to save money does no make you lame. What sucks is having a large debt because you keep partying all the time

Saying no to outings sometimes to save money does no make you lame. What sucks is having a large debt because you keep partying all the timejoljah21

Brands aren’t everything, especially in grocery shopping, check out your bang for buck kind of deals. You’ll have more food as well.

Brands aren’t everything, especially in grocery shopping, check out your bang for buck kind of deals. You’ll have more food as well.dbien715

Pay day loan might as well have the word ‘NO’ tailing it. Don’t do it.

Pay day loan might as well have the word ‘NO’ tailing it. Don’t do it.anda_panda

Sales are distracting, you’ve got to ask yourself if you really are saving lots of money when you buy something that you don’t need just because of a discount.

Sales are distracting, you’ve got to ask yourself if you really are saving lots of money when you buy something that you don’t need just because of a discount.alealibroberg

Small habits like knowing what you can about finance and then applying it would pay off in the future. There are a lot of lessons that might seem like you might not be able to do but if you trust the process, it's better to know about it the earliest.

Then it's a matter of keeping yourself updated about the dynamics of money-saving and investments. Maybe someday, you can share your own advice with the younger generation.

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